What a commitment is
A commitment is money you've already decided about — either money you owe on a schedule, or money you're setting aside on purpose. The Commitments tab holds all of it.
The nine types
| Type | What it's for | |
|---|---|---|
| 🏦 | Loan | Borrowed money you pay back over time |
| 💳 | Credit card | A card balance you pay down |
| 🧾 | Instalment plan | A purchase split into payments |
| 🏠 | Rent | Your recurring housing payment |
| ⚡ | Bill | A recurring household or service bill |
| 🛡️ | Insurance | A policy premium you renew |
| 🔁 | Subscription | A service you pay for regularly |
| 📌 | Other | Anything else you owe on a schedule |
| 🎯 | Savings goal | Money you're setting aside |
The first eight are obligations — money leaving. The last one is the opposite, which is why it sits apart at the bottom of the list under Saving. A goal used to be its own feature; it is now simply a commitment whose type is Savings goal.
The two views
Upcoming is the default: one chronological list of everything due in the next 90 days, grouped as Overdue, Today, This week, Later this month, and then a band per month. Obligations and goals appear together — a goal's row shows what you'd need to set aside this cycle to reach your target on time, marked with an ↑ so you can tell money coming toward you from money going out.
All is the complete inventory, grouped by type. If a commitment isn't due within 90 days it won't be in Upcoming, but it is always here.
At the top, a summary card shows three figures: Due this month, your Monthly total across every obligation, and Saving toward — the sum still needed to finish your active goals. Goals are never folded into the first two. Money you owe and money you're saving are different quantities and adding them together would tell you nothing.
Commitments are private to you
Expenses and budgets belong to a space and are shared with whoever else is in it. Commitments are not. They belong to you, and the same list follows you into every space you're a member of. That's why there's no space name at the top of this tab — its absence is the signal.