When a commitment is overdue

Overdue means a due date passed without the payment being recorded. Overdue commitments sit at the top of your Upcoming feed under their own heading, marked in red.

Not every type goes overdue, and the difference is deliberate.

Subscriptions move on by themselves. A subscription is charged automatically by whoever provides it — you don't pay it by hand, and your bank's message is what tells Surrah it happened. So when a subscription's date passes, Surrah rolls it to the next date and leaves it alone. This is exactly what subscriptions did before commitments existed, and nothing about your existing subscriptions has changed.

Everything you pay by hand goes overdue instead — loans, bills, rent, instalment plans, credit cards, insurance and anything filed under Other. A missed date on these is real information, and quietly rolling it forward would hide the one thing you opened the app to find out.

Savings goals follow their own rules — see Savings goals.

Clearing an overdue commitment

Mark it paid. Any amount clears the overdue state and moves the commitment to its next date. If you've already paid but never recorded it, mark it paid with the correct date — and leave "Also record as expense" off, since your bank message already created the expense.

Pausing also clears it, if the commitment has genuinely stopped rather than merely been forgotten.