Savings goals

A savings goal is the one commitment type where money moves toward you instead of away. Add one the same way as any other: Add commitment → Savings goal 🎯.

Setting it up

Give it a target amount and a target date. From those two Surrah works out what you'd need to set aside each month to arrive on time, and shows that figure in your Upcoming feed alongside everything you owe. It recalculates after every deposit and withdrawal, so if you fall behind one month the figure rises to compensate, and if you get ahead it falls.

Funding and withdrawing

Open the goal and use Add funds to put money in, or Withdraw to take it back out. Both are recorded, so you can see the goal's full history.

You can't withdraw more than the goal holds. Try and Surrah will tell you the most you can take. A goal's balance never goes below zero.

Reaching the target

Hitting the target completes the goal — whenever you hit it. Save the full amount three months early and the goal completes then and there; it doesn't wait for the date. Funded wins.

If the date passes and you're short

The goal goes overdue. Nothing is lost — your balance is exactly where you left it, and you have two ways forward:

• Extend the date. Open the goal and choose Extend date to pick a new target. The monthly figure recalculates from the new deadline.
• Fund the rest. Bring the balance up to the target and the goal completes.

Pausing a goal

Pausing clears the overdue state and stops Surrah measuring the goal against its date. Unlike a paused obligation, a paused goal can still be funded and withdrawn from — pausing pauses the deadline, not your access to the money.

One thing to expect: if you pause a goal, let the target date pass, and then try to resume it, Surrah will ask you to pick a new date first. Resuming it as-is would put it straight back into overdue, which helps nobody. Cancel that prompt and the goal simply stays paused.